Stash, a US-based investing platform, has garnered $146m in its Series H funding round, led by Goodwater Capital.

Additional contributions came from existing investors Union Square Ventures, StepStone Group, Serengeti, and the University of Illinois Foundation, alongside funds and accounts advised by T. Rowe Price Investment Management.

The fresh infusion will support Stash’s objective of providing accessible financial guidance.

It will ramp up Stash’s product development, subscriber growth, and enhance its AI capabilities.

A key component of this initiative is Money Coach AI, a financial guidance tool that provides real-time, personalised investment recommendations.

Goodwater Capital founder and managing partner Chi-Hua Chien said: “Stash isn’t just using AI to enhance its platform—it’s using AI to transform how people engage with their money.

“The company’s momentum is undeniable, and we are proud to support this next frontier in fintech.”

Since its launch, Money Coach AI has transformed user engagement with financial management, assisting customers in making informed decisions about their investments and savings, according to the company.

Money Coach AI has recorded over 2.2 million interactions, supporting Stash’s goal of assisting users in saving, investing consistently, and making informed financial decisions.

Stash data indicates that one in four users engaging with Money Coach AI take positive financial actions, such as investing or adjusting their savings strategies, within ten minutes of interaction.

Currently, Stash has 1.3 million paying subscribers and manages $4.3bn in assets.

Stash founder and co-CEO Ed Robinson said: “This new funding is a resounding vote of confidence in Stash’s vision for the future of personal finance.

“For a decade, Stash has helped millions take control of their financial futures. Now, we’re doubling down—transforming how people save, invest, and build long-term wealth with AI-powered intelligence at the core. We’re just getting started.”