Future Payments and Digital Banking Conference & Awards, London: 2014

Herco le Fèvre, Head of Business Strategy, ING Domestic Bank

With over 22 years of experience in payments & cash management gained in both domestic and international environments, Herco le Fèvre is now responsible for Business Strategy of payments at ING Netherlands. Leading a team of business consultants, and in close cooperation with product management, the focus is on improving existing and developing new forms of payments products and services that will suit both current and future needs of customers. Thus ensuring the position of ING as the preferred bank in the Netherlands and Europe.

Jordi Guaus, Head of Mobile Payments, La Caixa

Jordi Guaus joined La Caixa in 2000 after 5 years in Vodafone. At La Caixa, Jordi developed the Mobile Internet Banking services and since 2008 he is focused on Mobile Payments leading the deployment of NFC and mobile remote payments. Since 2008 is member of the Mobile Channel Working Group of the European Payments Council (EPC). Since 2009 is member of the Board of Directors of Mobey Forum and since October 2013 he is the chairman of the board.

Paul Horlock, Head of Payments and Service Strategy, Nationwide

Head of payments and service strategy at Nationwide, Paul has been with the Society since 2010. In that time, there has been a sharp focus on preparing the business for growth. Payments have been a core partner in delivery of Nationwide’s new market leading real time banking platform and has implemented a significant re-engineering of the payment infrastructure. Prior to Nationwide Paul was with Barclays for 9 years, as head of gobal payments processing, managing the global clearing capability for all electronic payments with operations spanning US, Europe and Asia. Paul also has industry roles with the Payments Council and Vocalink.

Ken Cregan, Associate Partner, IBM Digital Transformation

Ken has over 15 years experience in delivering digitally enabled business transformation, as both a consultant and within industry. This has focused on financial services, but also includes government, retail and manufacturing. His key areas of interest are on how digital solutions are transforming the way customers use financial services, and how banks are transforming to support this change.

Adrian Kamellard, Chief Executive, Payments Council

Since joining the Payments Council in 2011, Adrian has set about positioning the Payments Council so it addresses and balances the interests of the key constituencies it represents i.e. customers, industry, regulators and public policy interests. Overseeing key projects such as Account Switching and Mobile Payments Scheme, Adrian also leads on a new strategic document called the Payments Roadmap. This is a ‘live’ document that provides a rolling two, five and ten-year view of how the payments industry, and its underpinning infrastructure and policies, should develop over those time-frames to benefit consumers and the UK.

Annabelle Gawer, Professor of Strategy and Innovation, Imperial College Business School

An award-winning researcher and educator, Dr. Annabelle Gawer, a professor of strategy and innovation at Imperial College Business School, is an internationally-recognized expert on digital platforms such as Google or Facebook, and innovative business ecosystems. The author of 2 books (“Platform Leadership” and “Platforms, Markets and Innovation”) and numerous articles, Dr Gawer’s seminal research helps explain how economic and technological forces shape the dynamics of digital platform-based markets which are currently emerging at the cross-roads of internet, telecom, electronics, digital media, and payment. Dr Gawer consults privately and offers insights on the strategic management of digital platforms and the governance of their innovation ecosystems. Dr. Gawer’s advice has been sought by Microsoft, IBM, SAP, Philips, Nokia, Symbian, AT&T, Telefonica, Vodafone, BT, Unilever, DaimlerChrysler, Ingenico, Gemalto, and also by the European Commission.

Keith Mayes, Director of ISG Smart Card Centre, Professor of Information Security, Royal Holloway, University Of London

Prof Keith Mayes B.Sc. Ph.D. CEng FIET A.Inst.ISP, has spent much of his life working in/with industry, yet is also an active researcher/author with 100+ publications. He is a director of the ISG Smart Card Centre at Royal Holloway University of London and of Crisp Telecom Limited. He has worked in hardware/software development, DSP and sensors, standardisation, mobile communications, smart cards/RFIDs, embedded systems, systems modelling plus diverse aspects of information security. Current interests include (but are not restricted to) mobile comms and trusted execution technologies, NFC, Smart cards/RFIDs, transport ticketing systems, automotive security, m-commerce, attacks and attack resistant system implementations.

Rui Pimentel, Head Of Unit – Payment Systems Development, Banco De Portugal

Rui Pimentel heads a team involved in analysis of developments in retail payment systems, contributing for Banco de Portugal’s mission in this domain. Rui joined Banco de Portugal in 1997 and has been significantly involved in the implementation of the Single Euro Payments Area (SEPA), as well as focusing on innovation and security issues in the field of retail payments. Rui takes part in several working groups dealing with retail payments, both national and international, e.g. at ECB/Eurosystem and European Commission level. Rui is a member of the European Forum on the Security of Retail Payments.

Stewart Plant, Partner, DLA Piper UK

Stewart is a partner and leading member of our centre of excellence for payment services. His practice includes advice to payment services providers on all aspects of credit card issuing, merchant acquiring and card processing. He has advised merchant acquirers in the UK and globally on substantial bespoke merchant acquiring documentation projects (including gateway and aggregator structures) with particular emphasis on key risk clauses and the regulatory impact of such structures. Stewart’s practice also includes advising merchant acquirers on the implications of fraud and data compromise including advice in relation to the impact of the card scheme rules and the obligations of payment service providers to financial regulators.

Emma Thomas, EU Regulatory Director, DLA Piper UK

Emma is a European regulatory director for DLA Piper. She has extensive direct experience, currently focusing on several sectors including financial services, payment issues, data protection and the single market. Emma works to provide advice on EU legislative and regulatory initiatives, including the review of the Payment Services Directive and Multilateral Interchange Fees proposals at EU level. Emma assists clients with identifying and detailing changes to the regulatory outlook in Europe when amended into national legislation.
Prior to joining DLA Piper Emma worked within the largest political group of the European Parliament, coordinating European and national positions on economic policy.

Pardis Pourghomi, Doctoral Researcher on Mobile Payments and NFC Technology, Brunel University

Pardis Pourghomi received his B.Sc. degree in information security systems from University of East London, UK (2009) and a M.Sc. degree in information security from Royal Holloway, University of London, UK (2010). He is currently a final year PhD candidate in the School of Information Systems, Computing and Mathematics, at Brunel University, UK. His research interests lie at the confluence of information and network security. In particular, he is interested in mobile payments, NFC, cloud computing, security in online payments and authentication protocols.

Christian Raset, Electronic Channels Director, Banco Sabadell

Christian Raset is an expert in online and mobile banking services, his career involved over fourteen years in the field of electronic channels at Banco Sabadell. Over the last 6 years Christian has been overseeing online banking, mobile banking and ATM’s as a director of electronic channels with the bank. His main area of expertise and professional interest lies with identifying and executing mobile strategy and new digital business development opportunities, along with the designing exceptional customer experience for the company. Christian is personally responsible for launching the Banc Sabadell mobile service.

Monica Monaco, Founder and Managing Director, TrustEu Affairs

Monica Monaco is the founder and managing director of Trust EU Affairs. Monica’s areas of focus are payment systems, consumer credit, e-money, contactless and mobile payments as well as  e-commerce. Monica has worked as a Senior Manager for EU Relations and Regulatory Affairs at Visa Europe for more than 10 years, responsible Visa Europe relations with the European Commission, the European Parliament and the Council Working Group on Financial Services. Previously Monica worked as a Consultant for Andersen, Deloitte & Touche and the OECD in Paris, the Council of Europe in Strasbourg.

Antonio Queiroz, Deputy CIO & Head of Digital Integration & Web and Mobile Intelligence, Personal Investors, BNP Paribas

Antonio Queiroz is in charge of Digital Integration IT and Web and Mobile Intelligence at BNP Paribas Personal Investors, the online specialist for brokerage and savings services. After successfully launching one of the first classified internet portals in the news publishing business in 2000, Mr. Queiroz founded two startups in Portugal and France that led to the creation of Petitchef.com, a leading European and emerging market recipe portal. In 2008, Antonio Queiroz joined the BNP Paribas Personal Investors business to define its online strategy and since October 2012 is in charge of the IT teams responsible for digital developments, international projects, methods, quality, architecture and release management.

Terry Cordeiro, Head of Mobile, RBS

With over 15 years experience in telecommunications and mobile industries, Terry Cordeiro has been developing mobile solutions for the last 8 years. Terry joined RBS UK as the head of solution design for mobile in November 2011, responsible for the business architecture and solution design of the RBS retail banking mobile application which currently has over 2.7 million active users. Terry was also part of the team responsible for the NatWest TouchPay pilot, the UK’s first deployment of an offline mobile contactless payment solution. In his current role as the head of mobile for RBS UK Terry owns the strategic direction and delivery of the award winning RBS UK retail mobile banking service.

Roger Bracken, Co-General Manager & Head of Financial Services, EMEA, First Data

Roger Bracken is co-General Manager of Europe, Middle East and Africa EMEA for First Data and Head of the regions Financial Services business. Bracken’s main areas of focus are organic growth and business transformation. He is also Chairman of one of First Data’s largest acquiring alliances in EMEA, Allied Irish Banks Merchant Services. Bracken has 25 years experience in the IT industry in Europe, specifically focused on the retail banking industry. Prior to First Data, he held several senior roles within NCR. He also served as UK Chairman. Bracken was also a key player in the construction and development of the UK’s ATM surcharging industry.

Andy Brown, Marketing Director, EMEA, Alaric

Andy Brown has nearly 30 years’ experience of e-payment systems both from the delivery and support of systems in the Far East and Europe and the product management and marketing perspectives. He has spent most of career working for ACI Worldwide with various roles on the BASE24 and BASE24-eps products as well corporate roles in product strategy and planning and corporate marketing. Andy joined Alaric in November 2012 to run the marketing function, and is now responsible for the marketing of the Alaric portfolio at NCR after Alaric was acquired in December 2013.

Francesco Burelli, Partner, Value Partners

Francesco Burelli is a Partner at Value Partners where he leads the Cards, Payments and Transaction Banking practice within the Financial Institutions group. Francesco has over 17 years of experience in the areas of strategy, M&A, regulatory impact assessments and performance improvement. Cards, payments and transaction banking expert, Francesco works with corporates and merchants (including internet and media companies), payment schemes, banks, processors and technology providers on global basis. Before joining Value Partners in London, Francesco was a Director with the payments team of Deloitte LLP, Head of Cards and Payments at A.T.Kearney FIG UK and before he led the European and Asian Cards and Retail Payments practice at Capco. He was previously at Midland Bank, later HSBC. Francesco started his banking and consulting career after his MBA in 1995 transitioning from an earlier career in TMT. In the last 5 years he has led major international expansion initiatives and major strategic initiatives for Fortune 100 and Fortune 500 companies.

Jes Rasmussen, Senior Director, Strategy & Business Development SEB Kort Bank AB

Jes is the Senior Director, Strategy and Business Development at SEB Kort Bank. He is currently responsible for all Internet and mobile Initiatives at SEB Kort Bank. Jes brings almost 20 years of experience with Business Development in the Card industry. His focus is the innovation and the use of new technology for improved customer convenience, security and profit. He was coined the “inventor” of Digital Signature for Payment Cards on Internet applications in 2004. Jes holds an MSc(Econ.) from Copenhagen Business School, 1994.

Arne Vidar Haug, VP Business Development, Co-founder and Co-owner, Signicat

Specialist and pioneer on business development and innovation with e-identity and e-signature for PC, tablet and mobile. Along with fellow Signicat founders literally invented Cloud based cross-border e-identity support – rewarded the international ‘Identity Deployment of the Year Award’ and the ‘Best Innovation Award at the Cards and Payments Europe Award’. More than 15 years of experience from working together with the Finance and Payment industry, helping businesses reach as many customers possible, speed up processing, increase efficiencies and reduce costs. Delivered managed cloud based ID-verification, Authentication and eSignature services to more than 100 companies.