All articles by Douglas Blakey

Douglas Blakey

Variable pay dominates – high-net-worth individuals expect non-salary income to play a bigger role: Investec

Non-salary income such as bonuses and one-off payments expected to make up a greater share of earnings for high-net-worth individuals

Surface-level AI is banking’s biggest strategic risk in 2026

While much of the AI discourse in retail banking focuses on speed of adoption, Alvaro Morales explains why the real strategic risk is mis-sequenced adoption

The death of the universal model: Why the neobank never came for Victor

Ian Rand explains why the growing mass-affluent segment is underserved by legacy and neobanks alike and represents the largest concentration of unaddressed financial complexity in the UK

Alternative assets: Transformative role of AI

Alternative assets are increasingly accessible to a broader investor base, a trend that will accelerate boosted by greater adoption of AI, explains Sachin Kamat

Second doesn’t mean secondary: Why investors are prioritising “Personal” Retirement Accounts

Kevin Maloney makes the case for the Second Pension, where workers can utilise IRA rollovers and self-directed options to build a portable fortress that moves with them, regardless of industry shifts

Dire straits

The Iran conflict has led to a surge in energy prices which could represent a significant new headwind for the global economy but growth has held up unexpectedly well over the past year, explains Rupert Thompson

US/Iran conflict: A new challenge for wealth diversification

The conflict between the US and Iran is reinforcing a growing concern: true wealth diversification is becoming harder to achieve, writes Heike van den Hoevel

US-Israel / Iran conflict – industry reaction

Industry leaders from Lombard Odier, Saxo, Capital.com and Bentley Reid, discuss how the market is absorbing the impact of the US-Israeli attacks on Iran and what to look for next

Full value: Mitigating operational risk to prevent value dilution on foreign equities

Stephen Everard assesses key issues likely to affect foreign portfolio investment over the rest of the decade, including geopolitical risk and re-alignment, re-shoring trends and incentives to increase investment in domestic stocks

Tariff turmoil

Rupert Thompson, analyses market reactions to recent events and identifies upcoming market trends in global markets, including in equities, fixed income and FX